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Celebrating 43 Years of Serving Members

           


Loan Interest Rates - Check out our new summer rates!

  Loan Description

Rate (APR)*

  Duration

  Signature & Co-signer Loans 18% Up to 36 months
  New Vehicle and Program Cars (90%MSRP) - 20,000 Miles or less 6.00% Up to 72 months
  Used Vehicle - Licensed Dealer (90% Black Book Retail Value) - 20,000 Miles or Less 6.25% Up to 60 months
  Used Vehicle (10 years or less in age) 8.25% Up to 60 months
  Used Vehicle (over 10 years) 14.00% Up to 24 months
  Recreation Vehicle (New - 75% of list) 7.50% 84 months
  Recreation Vehicle (Used - 70% of list) 11.00% 48 months
  Farm Tractor (New - 90% of list) 6.50% Up to 60 months
  Farm Tractor (Used - Book Value) 10.00% 36 months
  Lawn Tractor (New - 90% of list) 6.50% 36 months
  Flatbed Trailer 6.50% 36 months
  New Boat (90% of list) 6.50% 60 months
  Used Boat 9.00% 36 months
  New 4-wheeler (90% of list) 6.50% 48 months
  Mobile Home (New - 75% of list) 9.00% 120 months
  Mobile Home (Used - Appraised Book Value) 11.00% 72 months **
  Furniture & Household Goods
   (New 75% of list)
9.00% 48 months
  Used Household Goods & Other Secured (Used) 11.00% Up to 48 months
  Motorcycle  (New - 90% of list) 9.00% 48 months
  Motorcycle  (Used Appraised Value) 11.00% 36 months
  Share-Secured and CD-Secured Loans call for rate  
  Real Estate (Home Mortgage) 8.0% Up to 15 years
  Real Estate (Home Mortgage) 8.50% Over 15 years and up to 20 years
  Real Estate (80% of Appraised Value) Variable Up to 20 years

*  Loan Rates are subject to review by our Board of Directors every quarter, and may change.  For current rates, please visit this Website or call Allied Credit Union at 251-246-5178.

**  96 months with Credit Committee Approval

Last Updated:  3/14/2008

A member is eligible to apply for a loan if the member has been a member in good standing at Allied Credit Union or another credit union for at least one year.  You may have the one-year eligibility waived by submitting a written request for a waiver to the Credit Committee. Maximum loan amount available for member in good standing  $150,000.00.

Effective 2/21/02:
Renewals on signature loans will only be allowed a maximum of four (4) times per year.